Global Under Menu
Home > Employee > Atul Gupta

Atul Gupta

  Contact me via email 


Atul Gupta

Branch Manager     

          Contact Information    
133 Maple Avenue East, Suite 202
Vienna, VA  22180
Office: 703.281.0360
Mobile:  703.608.9083
Fax:  866.514.3717
NMLS ID: 203528


How may I assist you?

  • Licensed in Virginia and Maryland
  • Access to industry-low rates
  • Specializes in purchase, refinance, FHA, VA,            Jumbo, Conventional, USDA, Reverse and HARP mortgage loans                                                                  






What we offer:       

  • FREE Pre Approval from the underwriting
  • Credit score as low as 580
  • Low down payment
  • 10% Down Payment for Jumbo Loans
  • One Year Tax Return for Self Employed
  • Special programs for Foreign Nations and World Bank Employees
  • FREE credit analysis and Good Faith Estimate

About Me

With over 20 years of experience in management in various industries and over 10 years in the mortgage business, I am here to ensure that my clients get the best possible financing available. Good service, honesty, and compliance are my motto. I have always been in the top 10% nationwide of all branch offices for volume, revenue, compliance, and customer satisfaction. I am here to make sure that I satisfy my client’s needs and protect their interests by going above and beyond in my work. 


  • We had a fantastic closing! Thanks for your professional and kind personal help, all it was great!  Our best wishes for your team including our lovely brother Atul, the figure with tolerance, ultimately we did.  Hoping for next best event. ~ Aril R. on May 4, 2017
  • Thanks again for all the help you provided of buying two houses for me. This email is mainly to express my experience working with Ms. Debbie Cusick, Processor, toward the loan process.I was extremely happy with the service Debbie provided.she was on top of everything, organized and responded to all my questions in timely manner. She is an excellent person to work with and i personally think without her great effort we could not settle this home on time. It was my honor to get service from such an excellent individual. I was very happy as soon as i knew she  is going to help me with the second property  as well because of the great experience i had with her from first property loan process. ~ Hasan M. on April 12. 2017
  • It looks like everything went okay. It's almost surreal that this is over with. Now that your work is done, I will take a breather before trying to get the second mortgages refinanced. Thank you millions to you and Mr. Gupta for ALL of your hard work! It is much appreciated! ~ Joanna C. on April 3, 2017
  • Thanks Laurie and Atul . We finished our closing this afternoon . All went well . Appreciate your support and help for our closing ~ Sofi S. on March 21, 2017
  • Thanks for all your help getting the loan for our first home. I will certainly recommend your service to my friends and family who needs a mortgage in the future. ~ Saroj U. on August 21, 2015
  • I appreciate your help pursing this house. I know how hard you guys worked to make it happen, despite of all the hurdles from the banks.  Look forward to working with you in the future. ~ Sai B. on July 31, 2015
  • I didn't get a chance to express my thanks to you for the hard work and persistence in your help to get this short sale loan process completed despite several challenges and your help to take care of some items for us as we were occupied caring for our new baby.  It was months long process and we thank you for your guidance and support throughout the process. We could not have done it without you. ~ Ankur S. on July 7, 2015
  • Thank you for helping me with the purchase of my new home. It was a real pleasure working with all of you!!! ~
    Navneet V. on June 4, 2015
  • Yesterday, home closing completed successfully. Thank you so much for all your help. Millions of thanks and you make my home dream come true. Much appreciated. Best Regards!  ~ Sekhar on June 2, 2015
  • Thanks for getting Mitchell Street to closing.  I know this was not an easy one and we were all a bit sensitive due to the history - but it worked - thanks again from all of us!  With very best regards.  ~ David R. on May 26, 2015
  • Since this is my first day at job after settlement, and I can read/write emails in peace.I just wanted to Thank you all for your help in getting this loan approved and all the hard work you have done. Most of all answering my questions, clarifying my concerns. I was lucky to meet you people and I appreciate all the things you have done for me. Thanks a lot!  ~ Mohammed R. on March 9, 2015
  • We are still dreamy from the closing. Thanks so much for your patience with us. It is has been a pleasure working with you and hope to do so many more times in this lifetime. ~ Aparna and Ram K. on January 22, 2015
  • Thanks Atul for your patience and guidance. We couldn't have done it so well without your support. A special #shoutout to Laurie and Doug for all their hard work. You all made the process so easy for us. ~ Mukesh T. on December 22, 2014
  • Atul exceeded my expectations with my recent mortgage approval. Each time when I called him, he made sure to find the best option for me. He is very responsive and works very hard to ensure I'm comfortable, informed, have what I need, and can close on time. He is very professional, knowledgeable and more importantly a genuine person. I highly recommend him.  Thank you Atul for all your help and guidance during my loan approval process! ~ Mahendra D. on September 20, 2014
  • Atul Gupta has been instrumental in helping me to buy this home. He guided me in the process from start to finish. He was able to help me every step of the way. ~ Neptune M. on July 15, 2014
  • Thank you for all your help in making this a very smooth closing. Just to let you know we received the check yesterday, so we are all settled. We will definitely keep you in mind and will reach out to you if we have any questions.  Sure, we will be happy to add our feedback. Best Regards! ~ Patrik and Rachna P. on June 12, 2014
  • I wanted to let you know that we truly appreciate and thank you for all the help you provided us in buying our first home. Rest assured that we will be your greatest advocate and will refer you to everyone in our circle that are interested in buying a home. Once again, thank you very much for all your help. Talk to you soon. ~ Neptune M. on June 12, 2014
  • Atul and Team: Thank you all!! Great Job!! ~ Betty Jordan, Real Estate Professional at NBI REALTY,LLC on May 22, 2014
  • Thanks for making this transaction seamless in spite of all the bumps we had. It was pleasure working with your team and I am sure we will get to work again. I will certainly add comments to the Facebook page. ~ Raman S. on April 25, 2014
  • It was a great experience working with you; you answer any questions and you do it promptly and fast. ~ Roberto B. on March 6, 2014
  • I can highly recommend HomeFirst Mortgage to anyone who is looking for a knowledgeable, efficient and friendly mortgage team. Atul and his team was very helpful and professional. They made our "first time home buyer" experience quite pleasant. ~ Chakradhar K. on March 5, 2014
  • First of all, thank for you and the staff of HomeFirst Mortgage who did a great job for my home loan.  I really had an impressive experience from your dedicated job which was always reponded to and was on the time.  Thank you all and Happy New Year!  ~ S. Singh on January 17, 2014
  • Choosing HomeFirst Mortgage Corp was one of the best decisions we made for purchase of our home. Being a first time home buyer, the process was very foreign to us. Atul was great to work with. Whenever I had questions, he took the time to explain the answers to me and was very knowledgeable. The best part was Atul looked into this loan process so closely as if he is taking a loan for his house. Atul got us an interest rate that other companies claimed they could not. Atul was also a great communicator, making sure we understood everything the entire length of the process. He was also very trustworthy, being that he did everything that he said he was going to do and beyond. His presence of mind and ability to help us in each and every step made the purchase of this home a great experience. I have recommended Atul to others I know who are looking to purchase a home. Thanks again ATUL ! ~ P. Shaikh on December 3, 2013
  • Atul and his team are very detail oriented and they made my first time home buying experience a gem. He explained me about all possible options in detail and also his team helped me a lot in getting all other documents in place. Atul's response time is quite outstanding and has guided me all along the process. My loan was approved without any issues and was well ahead of the closing date. In summary, Atul is the best professional that I ever worked with. ~ P. Shukla on October 11, 2013
  • Atul is an excellent Mortgage Banker/Loan officer and I have financed/refinanced my home multiple times from him. All my referrals also have been very happy with his service. I highly recommend him and he gets you a great deal with outstanding service. I am very pleased with his high integrity and passion to help his customers. Please consider Atul and his team for your mortgage loan needs.~ S. Tuli on April 10, 2013
  • I have worked with Atul couple of times for my home refinance. In these times even a simple refinance is made difficult by the amount of lender restrictions. Stuck between both the buyer and lender is not an easy place to be, but Atul does the job very well. He is patient and is willing to work with his clients to ensure their concerns are addressed. He delivers what he promises. I highly recommend him for anyone looking to refinance. ~ Shiva on April 1, 2013
  • Atul is one of the best professional I have met in long time. Getting a mortgage is one of the complex things but Atul took care of everything making things easier for me. He is trustworthy, gets you best rate in the market and handles everything professionally. You get excellent quality of service and best recommendations when working with Atul. ~ A. Mehta on March 20, 2013
  • Atul is one of the best professionals I have ever worked with. He always found the best deal for me and kept me updated through the steps. He is very responsive and always provides the right information and explanation. I already recommended him to a number of my friends and they all thanked me for his services. Atul is always my first choice for any mortgage financing need. ~ Chandan on March 13, 2013
  • Atul's attention to detail, prompt responses and knowledge of his mortgage business, helped in getting my real estate client a great loan with great terms in a timely manner. I will add his name to my list of trusted mortgage loan officers and I feel he is a great asset to my clients and real estate in general. ~ J. Little on March 4, 2013
  • If you get sick, you go to the doctor. If you need a home mortgage, you go to the expert, ie, Atul Gupta. Do yourself a favor, forget the mail-in flyer, forget your neighbor's guy, forget that friend who knows people in the mortgage business; SAVE yourself !!! Save your time and resources. IF YOU NEED A MORTGAGE LOAN or MORTGAGE REFINANCE, you call ATUL GUPTA. PERIOD! ~ R. Agarwal on January 18, 2013
  • I have worked with Atul several times and I was impressed with his professionalism, integrity, expertise, punctuality and quality of service. I have recommended him to many relatives and friends in last 3 years and everyone have nothing but praises for him. He will always advice you on what is best for you rather than what works for him. I highly recommend him. If you want someone who would look after your mortgage needs like your family member then Atul is the one you should go to. You will not regret, ever! ~ M. Chauhan on January 3, 2013
  • Atul is a pleasure to work with. He makes himself available and is very patient in explaining the nuances of the home mortgage lending process. His expertise and thorough understanding of the process enables him to recommend alternative solutions that create better value for the borrower. But the number one thing you look for in a mortgage broker is the confidence. ~ A. Cooper on January 2, 2013
  • Atul is the best Mortgage/Loan Officer I have ever worked with. Atul came highly recommended by our Real Estate Agent when we purchased our house in 2008. He was instrumental in our home buying experience, I don't think we could have done it without his efforts and guidance. His knowledge and expertise are tremendous. After our initial home purchase, he worked with us to refinance twice (in the past 3 years), enabling us to take advantage of falling rates and because of him our monthly payment has decreased substantially. I highly recommend Atul and his team for home loan mortgage financing / refinancing and allied activities. ~T. Srivastva on December 26, 2012