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HomeFirst Mortgage is an independently owned and operated mortgage brokerage headquartered in Alexandria, Virginia. The President and CEO is an active loan originator with over 20 years of experience. As a result, our system of compensation and procedures reflects a heavy bias toward our origination staff.

HomeFirst Mortgage Corp. currently is licensed and/or qualified to conduct business in Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Iowa, Maine, Maryland, Massachusetts, Michigan, North Carolina, Ohio, Oklahoma, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia and West Virginia. Licensing in additional states is pending.

HomeFirst is approved as an originator by over 65 major wholesale lenders, including: Bank of America, Chase Manhattan, Chevy Chase, EverBank, First Horizon, HSBC, Interfirst, SunTrust, Washington Mutual, Wells Fargo, plus many more.

We are approved to originate conventional, FHA, VA and Reverse Mortgages.

HomeFirst Mortgage's LOS platform is Encompass. All new loan officers will receive basic training on Encompass. In addition, we will provide all of the other software programs necessary to fully process your loans from your own computer.

Our internal website is a very helpful tool in fostering greater communication among colleagues and serving as a clearing house for ideas regarding programs and origination ideas. This website allows our loan officers to download and print lock-in sheets, fee sheets, contact numbers, hyperlink to lender websites and just about anything else you might need to gather information and lock-in your loans in a timely fashion.

While HomeFirst licensed branches operate autonomously, each loan officer (branch office) will have the benefit of the headquarters staff's years of experience. We will work with you to get required branch licenses (you will be expected to pay the licensing fee if you elect to work out of your home), we will intercede on your behalf, when necessary, with our lender contacts and we will provide a stable environment full of experienced and successful originators.

As seasoned originators, it is expected that you will require a minimum amount of training in origination techniques and product knowledge. As a result, HomeFirst Mortgage provides a very attractive commission split geared toward the entrepreneurial in spirit. To encourage recruitment of equally qualified originators, we offer an override on commissions earned and paid to anyone recruited to the Company through your own efforts.

As noted, we are looking for experienced loan officers and processors who look to become loan officers. If you have been searching for an opportunity where you can wrok as though you were self-employed without the headaches of management, HomeFirst Mortgage could be the right fit for you. Keep in mind, we do not set prices or rates. We pass along to you all special incentives we receive from our lenders. We have some of the highest commission splits in the industry. If you work from your home, we will pay you 70% of what you earn on each loan. What that means to you is a simplified process of determining how you price a loan. We have no overages and, most important of all, no underages.

Finally, we are interested only in people committed to conducting business in a manner consistent with the principles established at the founding of the Company. Our policy is very simple, we will not tolerate questionable business methods and will terminate immediately anyone found to have committed fraud in any loan file under their responsibility. Furthermore, it is our stated policy, upon findings of fraud, to refer said evidence to the proper authorities for further action. We are known for our high quality standards. We hope that may be attractive to you, too.

If you are interested in becoming a Loan Officer with HomeFirst Mortgage Corp., please e-mail Jules Clifford, Vice President at jclifford@homefirstmortgage.com or call him at (703) 549-3400.

HomeFirst Mortgage Corp. is an Equal Opportunity Employer.


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