Thank you for visiting our website to learn more about Reverse Mortgages! While it may seem that Reverse Mortgages are a relatively new “tool” for financial independence, in actuality, these loans have been around for over ten years. It is only recently, however, that they have come under close scrutiny by the Federal Government. This scrutiny has resulted in many improvements which are designed to protect senior homeowners and their heirs. In fact, today, no homeowner can obtain a Reverse Mortgage without the approval of an independent government approved counseling agency!

A Reverse Mortgage is a very unique home loan that will allow a homeowner, age 62 or older, to convert a large portion of the equity in their home into tax-free cash. Unlike a traditional home equity loan, no monthly repayments are ever required. And--there is no cash outlay required at settlement! Thousands of Americans have “reversed roles” and are letting their lenders pay them-- while they remain in their home!

Reverse Mortgages have been subject to many myths and misconceptions over the years. One of the biggest myths associated with this mortgage is that the costs associated with them are simply too high. With our Reverse Mortgage Analyzer Software, you will be able to evaluate the total costs over the lifetime of your loan. With this tool, you will be able to see how a Reverse Mortgage could actually be one of the most inexpensive sources of tax-free revenue available today to meet your financial needs.

Myth number two is that Reverse Mortgages are only for the poorest of our seniors. Increasingly, they are becoming a valuable tool in estate planning for all seniors--to offload, preserve--and potentially provide even greater wealth for their heirs.

HomeFirst wants to stress the importance of educating our clients and the heirs of our clients about the subject of Reverse Mortgages. As one of the premier mortgage brokerage firms in the region, HomeFirst Mortgage Corp. has a rich and vast array of financial products--so we will be sure to help you to decide whether this is the right product for you.

Please take some time to read all of the information about Reverse Mortgages on our website. Our personal goal is that--regardless of your current age or income bracket--you can relax, knowing that you have a larger nest egg helping you to a happy retirement than you ever dreamed--with a Reverse Mortgage!

Please contact Cyndi Stephenson at
(703) 549-3400, toll free (800) 232-1219, or cstephenson@homefirstmortgage.com, to schedule some time to sit down and discuss your current and future financial requirements.