Chris Downey, Branch Manager
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![]() HomeFirst Mortgage Corp. 14323 Ocean Hwy #4145 Pawleys Island, SC 29585 Office: 843.314.4555 Mobile: 703.973.6337 Email: cdowney@homefirstmortgage.com www.homefirstmortgage.com/cdowney NMLS Originator ID: 98919 Licensed in FL, GA, MD, NC, SC & VA
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How may I assist you?
Thank you very much allowing me to assist you with your home purchase. I have been helping folks obtain home financing for over 30 years. Today it is extremely important to get the correct answers to your questions regarding the mortgage process. I established myself as “The Mortgage Guy” through a dedication to making sure my clients understand as much as possible about their loan options, BEFORE they make one of the most important decisions of their financial lives. I hosted the call-in radio show “Mortgages & More” for 9 years on Business Radio in Washington, DC. I also wrote the weekly “Ask the Mortgage Guy” Column in the Journal Newspapers Friday Home report for 6 years. Through the years you may also have seen some of the articles that were published in The Washington Post, Washington Times and the Journal Newspapers. I make sure no question goes unanswered.I am also very lucky to be part of an extremely knowledgeable and talented team that handles everything from upfront disclosures, to make sure you know the costs involved, through the processing, underwriting and closing of your loan.
Our programs include:
• Fixed and Adjustable Rate Mortgages
• FHA and VA loans
• Jumbo Financing
• Second Mortgage Loans
• Renovation Financing
• Rural/USDA Home Loans
• Manufactured Housing
• And More!
HomeFirst Mortgage was founded in 1992 and continues to grow. At HomeFirst Mortgage, we strive to make homeownership possible; even to those who previously didn’t believe it was. We offer a rare mix of highly personalized service, competitive interest rates, and ethical lending practices. We provide the right mortgage for you at prices other lenders can’t touch.
Thanks again,

Chris Downey
About HomeFirst Mortgage Corp.
HomeFirst Mortgage Corp. proudly celebrated its 29th anniversary in 2022. We are committed to making sure your mortgage application and closing experience is a pleasant one. We take the time to get to know you personally and understand your needs whether you are purchasing, refinancing or renovating a home. HomeFirst's mission statement is actually quite simple: service, service, service. All of us, as consumers, are unfortunately reminded daily of the downside of poor service. Our goal is to provide you with an incomparable level of service therefore making you an educated consumer and well-satisfied client. We truly realize that your experience with our company will influence our future success. Feel free to click one of the toolbars above to learn more about HomeFirst, apply online or understand our mortgage origination process. We also have calculators available for your use. As always, please contact us with any questions you may have. Thank you for considering HomeFirst Mortgage Corp. as your one-stop mortgage provider.